Small Business Accounting. Done Right.

Outsourced Accounting for Small Businesses - Bookkeeping to CFO Support

Get a dedicated accounting professional who handles your books, reconciles your accounts, and delivers clean financials monthly - so you can run your business without worrying about the numbers.

Bookkeeping from $2,400/mo. Accounting from $3,200/mo. 7-day deployment. Cancel anytime.

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QuickBooks Certified Clean Books Monthly ISO 27001 Secure Published Pricing 4.8★on G2
300+
Active Clients
18+
Years in Business
100+
CPA Firms Served
4
Global Regions
What We Handle

Everything Your Small Business Needs From Accounting.

One dedicated Finsmart accounting professional handles the full financial back-office - so accounting isn't taking time away from running your business.

Monthly Bookkeeping

Transactions coded, accounts reconciled, and books closed every month. Clean financials on your schedule.

Financial Statements

Monthly P&L, balance sheet, and cash flow statement prepared and delivered - formatted for your review.

AP & Bill Payment

Vendor bills entered, payment runs prepared, and AP aging managed. Vendors paid on time, cash flow visible.

AR & Invoicing

Invoices sent, collections followed up, and AR aging reported weekly. Get paid faster with systematic follow-up.

Bank & Credit Card Reconciliation

Every account reconciled monthly. Discrepancies caught and documented before they compound.

Tax-Ready Books

Books maintained in the format your CPA needs at year-end. Tax prep becomes a review, not a rebuild.

Platform Expertise

Your Accountant Works in QuickBooks, Xero & Your Existing Software.

Transparent Pricing

You See the Price Before You Pick Up the Phone.

Unlike many offshore accounting providers who force you to call for a quote, Finsmart publishes its rates. No negotiations. No surprises. Just clear, fair pricing for dedicated professionals.

Fixed monthly seat pricing, no hourly surprises
No long-term lock-in contracts
Scale seats up or down as your workload shifts
US, UK, Europe & UAE pricing available
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Bookkeeper Seat, starting from

$2,400/mo

Full-time, dedicated bookkeeper. Works in your tools. Reports to you. 7-day deployment.

Sr. Accountant Seat, starting from

$3,200/mo

US GAAP-trained accountant. Monthly close, financial statements, audit support.

See All Seat Pricing →

Who Else We Serve

Specialized Accounting for Every Business Type

Small businesses across every industry rely on Finsmart for dedicated accounting professionals who know their vertical.

Restaurants & F&B

Food cost, tip tracking, daily sales reconciliation

Real Estate

Property accounting, rental income, CAM reconciliation

Non-Profit

Fund accounting, grant tracking, Form 990 prep

Ecommerce

Inventory accounting, Shopify/Amazon reconciliation

Professional Services

Project billing, WIP tracking, utilisation reporting
How It Works

Accounting Professional Working in 7 Days

We match, onboard, and transition your accounting function cleanly - live in one week.

Match Your Professional

We match an accounting professional to your industry, software, and transaction volume.

Onboarding

Your professional learns your chart of accounts, close process, and billing preferences.

Supervised First Close

First month-end close completed under supervision. You verify quality before independent work begins.

Ongoing Accounting

Monthly bookkeeping, reconciliation, and financial statements delivered on your schedule - every month.

Deployment: 7 business days. 30-day replacement guarantee. Month-to-month.

Get Small Business Accounting
Why Finsmart

A Dedicated Accountant Without the Full-Time Employee Cost.

Hiring a part-time bookkeeper costs $30K+ per year. A dedicated Finsmart accounting professional starts at $2,400/mo — without benefits, turnover risk, or training overhead.

Global Accounting Talent

Access skilled offshore accounting professionals across different levels and specializations.

Process Discipline

Structured onboarding, SOP alignment, and clear operating practices.

Modern Tech

Professionals comfortable with leading accounting platforms, automation, and evolving AI-assisted workflows.

Embedded Delivery

Talent works within your systems, processes, and communication rhythm.

Bench Strength

Continuity and replacement support when requirements change.

Built to Scale

Start with one Seat and expand across roles, levels, and finance functions.

Client Stories

What Our Clients Say

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Common Questions

Small Business Accounting FAQs

Most small businesses start with monthly bookkeeping and bank reconciliation. As they grow, they add AP management, AR invoicing, and monthly financial statements. At the $1M+ revenue level, a part-time accountant or CFO becomes valuable.
Accounting software is a tool — it doesn't code transactions, reconcile accounts, or catch errors. A Finsmart dedicated professional does the actual work in your software, producing accurate financials every month.
No. Month-to-month with 30 days' notice to cancel. Most clients stay because consistent bookkeeping becomes essential to running their business — not because they're locked in.
QuickBooks Online, QuickBooks Desktop, Xero, FreshBooks, Wave, and most other small business accounting platforms. We work in your existing software from day one.
Yes. We set up accounting systems for new businesses and maintain them as the company grows. A clean chart of accounts and consistent monthly close from day one saves significant cleanup costs later.

Need One Seat or Broader Capacity?

Let's identify where capacity is constrained and build the right solution - whether that starts with one Accounting Seat or grows across multiple roles.

Schedule a Free Consultation See All Seat Pricing
Dedicated Professional
7-Day Deployment
Tax-Ready Books
Cancel Anytime

Explore More

Build Your Full Finance Function

Start with bookkeeping, add accounting and CFO support as you grow. One vendor for your full financial back-office.

White Label Accounting

Full-service accounting under your brand. Your clients never know we're here.

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White Label Bookkeeping

Accurate, timely bookkeeping delivered under your firm's name.

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Tax Preparation

US-trained tax preparers who handle individual, business and partnership returns.

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CFO Services

Strategic financial leadership: reporting, forecasting and advisory on demand.

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Accounting Cleanup

Inherited a messy set of books? We clean up backlogs and reconcile accounts fast.

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Workflow Management

End-to-end workflow coordination so your firm delivers consistently, at scale.

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Bookkeeping

Clean monthly books, bank reconciliations and transaction categorisation.

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Accounting

Monthly close, financial statements and management reporting for your business.

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Accounts Payable

Invoice processing, vendor payments and AP ageing managed end-to-end.

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Accounts Receivable

Invoicing, collections follow-up and AR ageing reports to protect your cash flow.

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Financial Planning & Analysis

Budgets, forecasts and variance analysis that give you a clear view of where your business is heading.

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CFO Support

Strategic financial oversight, reporting and forecasting on demand.

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