White Label Accounting
Full-service accounting under your brand. Your clients never know we're here.
Explore service →Beyond bookkeeping. A dedicated Senior Accountant who handles accrual accounting, AP/AR, payroll coordination, tax prep coordination and management reporting, all inside your tools, under your direction, from Day 1.
The Sr. Accounting Seat covers all daily bookkeeping functions and layers in the accrual accounting, financial oversight, and advisory work that growing businesses actually need.
Daily recording and categorisation of all income, expenses, bank transactions and credit card activity.
Monthly reconciliation of all bank and credit card accounts to ensure books match statements exactly.
Proper account structure setup and maintenance so your financials stay organised and audit-ready.
Accurate expense classification to the right departments, jobs or cost centres for clean reporting.
Revenue recognition, deferred income, prepaid expenses, accrued liabilities: all handled under US GAAP accrual principles for accurate period-based reporting.
Invoice processing, vendor payment scheduling, AP ageing reports and month-end AP close so you never miss a payment or lose vendor terms.
Customer invoicing, collections follow-up, AR ageing analysis and cash application to keep your receivables current and your cash flow healthy.
Payroll journal entries, payroll expense allocation by department, and coordination with your payroll provider for clean books every pay cycle.
Organised trial balances, depreciation schedules, 1099 tracking and year-end work papers packaged for your CPA, so filing season is never a scramble.
Monthly P&L, balance sheet, cash flow statement, and custom KPI dashboards delivered on a schedule you set, so you always know where the business stands.
Every Seat Includes
When you activate a Sr. Accounting Seat, you get more than one person. You get a complete delivery infrastructure: three professionals working in concert to keep your accounting accurate, on time, and improving.
Dedicated Account Manager
Your day-to-day accounting professional. They handle transaction recording, reconciliations, AP/AR, reporting and all regular accounting tasks. They work in your software, follow your processes, and report to you directly.
Engagement Manager
Oversees onboarding, manages performance, coordinates delivery timelines and handles any escalations. Your single point of contact for anything operational, so you never have to chase updates.
Senior Accounting Advisor
A senior expert who provides guidance on complex accounting matters: revenue recognition, multi-entity consolidation, GAAP compliance questions, and anything that requires expert judgement beyond routine tasks.
Three Roles. One Monthly Price.
The 3-tier team is built into every Sr. Accounting Seat from Day 1. You don't need to ask for it; it's simply how Finsmart works.
Book Your Accounting SeatBoth are essential, but they serve different purposes. If your business has outgrown simple cash-basis tracking, you need accounting. Here is the clear distinction.
| Bookkeeping - Entry Level |
RECOMMENDED FOR GROWTH
Accounting - Sr. Level
|
||
|---|---|---|---|
| Cash-basis transaction recording | FOUNDATION | ✓ | ✓ |
| Bank & credit card reconciliation | ✓ | ✓ | |
| Expense categorisation | ✓ | ✓ | |
| Basic P&L and balance sheet | ✓ | ✓ | |
| Accrual-basis GAAP accounting | SR. EXCLUSIVE | – | ✓ |
| Revenue recognition & deferred income | – | ✓ | |
| Full AP & AR management | – | ✓ | |
| Payroll & tax prep coordination | – | ✓ | |
| Management reporting & KPI dashboards | – | ✓ |
Is This the Right Fit?
Not every business needs this level of accounting, but if any of the profiles below sound familiar, you almost certainly do.
Revenue > 0K · Accrual GAAP · Monthly Close
Board Reporting · GAAP Compliance · Investor Decks
Multi-Entity · Intercompany · Consolidation
Due Diligence Ready · Fundraise Prep · Audit Support
Multi-State Payroll · 1099 Tracking · Dept. Allocation
We built the Accounting Seat Model specifically because traditional outsourcing models fail growing businesses. Here is what we do differently.
No job posting, no interviews, no onboarding ramp of months. Your Sr. Accountant is pre-vetted, pre-trained and deploying within 7 days of signing.
Every Finsmart professional is fluent in English: clear written updates, responsive to messages, comfortable on calls with you or your clients.
Your Sr. Accountant arrives certified in QuickBooks Online, Xero, Sage Intacct and more. No training cost. No learning curve on software you already pay for.
Beyond accounting software, your seat is comfortable with Bill.com, Gusto, Expensify, Slack, project management tools and whatever else is in your workflow.
You direct the work. You set the priorities. You own the relationship. We are not a vendor you send files to. We are your accounting team, extended.
If a professional is not the right fit, we replace them: no drama, no extended notice period, no rehiring process. Continuity is never your problem to solve.
From agreement signed to your Sr. Accountant producing real work, every step is structured, documented and guaranteed to wrap up within one calendar week.
We match you with a pre-vetted Sr. Accountant: trained in your software stack, familiar with your industry, ready to deploy. No interviews required on your end.
You document your processes once: chart of accounts, close checklist, AP workflow, reporting preferences. We build that into a permanent process library.
Your Sr. Accountant runs a mock session on your real data: bank rec, AP entry, a draft management report. You see exactly how they work before anything is finalised.
You and the Engagement Manager review the test output together. Any adjustments are made to the process library, then your Sr. Accountant goes fully operational.
Onboarding: 7 business days. If the fit isn't right in the first 30 days, we replace at no charge.
Start Your 7-Day OnboardingTransparent Pricing
Finsmart publishes all seat pricing. No discovery calls just to see a number. No proposals with ranges. What you see below is what you pay.
Full accrual accounting, AP/AR, payroll coordination, tax prep coordination, management reporting
or
A senior review layer that checks all work produced by the Accounting Seat before delivery
or
Platform Expertise
Common Questions
Straight answers on accrual, GAAP, AP/AR, payroll coordination, and what it actually costs.
Explore More
Accounting works best alongside these complementary services. Build your full finance team one dedicated seat at a time.
Full-service accounting under your brand. Your clients never know we're here.
Explore service →Accurate, timely bookkeeping delivered under your firm's name.
Explore service →US-trained tax preparers who handle individual, business and partnership returns.
Explore service →Strategic financial leadership: reporting, forecasting and advisory on demand.
Explore service →Inherited a messy set of books? We clean up backlogs and reconcile accounts fast.
Explore service →End-to-end workflow coordination so your firm delivers consistently, at scale.
Explore service →Clean monthly books, bank reconciliations and transaction categorisation.
Explore service →Monthly close, financial statements and management reporting for your business.
Explore service →Invoice processing, vendor payments and AP ageing managed end-to-end.
Explore service →Invoicing, collections follow-up and AR ageing reports to protect your cash flow.
Explore service →Budgets, forecasts and variance analysis that give you a clear view of where your business is heading.
Explore service →